Eliminate Your Credit Card Debt Forever-Without Stress

In recent years, the amount of credit card debt being carried by Americans has reached hundreds of billions of dollars, with interest payments each year that would sink the economies of many small nations. But you can eliminate your credit card debt forever, even if everyone around is stuck in an endless cycle of debt slavery. How? Read on, dear internet friend. STEP 1: CONSOLIDATE YOUR DEBT.If you have any more than one credit card with a debt due to be repaid, then you’re a candidate for credit card debt consolidation. The ‘minimum monthly’ payment each month includes many variable, including the interest rate, the minimum monthly base (usually around $25 per month of a few percent of the debt, whatever is higher), and any ‘fees’ you’ve been charged through the month for things such as using an ATM, writing a check on your card, or, if you deal with …

Eliminate Stress and Anxiety From Your LIfe–Become Resilient!

“We cannot solve problems by using the same kind of thinking we used when we created them.” -Albert Einstein Each one of us has different levels of resiliency when it comes to dealing with our life situations. Do you need to learn some ways of becoming more resilient? Take this brief Stress Quiz and find out! 1. Do you worry constantly and cycle with negative self-talk? 2. Do you have difficulty concentrating? 3. Do you get mad and react easily? 4. Do you have recurring neck or headaches? 5. Do you grind your teeth? 6. Do you frequently feel overwhelmed, anxious or depressed? 7. Do you feed your stress with unhealthy habits-eating or drinking excessively, smoking, arguing, or avoiding yourself and life in other ways? The most important first step in dealing with your stress is to accept and acknowledge that it is your emotional reaction to a situation or …

Eight Stress Banishers

Eight Ways To Diminish Stress At The Job 1. Articulate feelings and passion. Putting stress into words through interaction with colleagues can thwart the seclusion often felt during the later period of burnout. The trade of ideas acts as a shock absorber because sharing and communicating has a exceptional way of relieving anxiety and putting things in perspective. 2. Plan down time. Each one needs breaks away from work. As a substitute of using lunch or coffee breaks to catch up on ongoing or extra work, fritter down time doing something completely distinct to work. Time off is utterly essential in invigorating attitudes and job outlook. 3. Distinguish energy patterns and plan work accordingly. During a regular work day, we all have high and low levels of liveliness. Finding out when high energy levels take place and then scheduling stressful functions only during those times will foil wear out and …

Efficiency – Fight Stress On Your Desktops To Improve Work

Stress, the word brings so much in the minds of all people. Stress has become as common as the flying birds in the sky. It is very difficult to find a place where there are no birds, and similarly it is very difficult to find a person who is not stressed. This article tries to find out if screensavers with natural backgrounds can fight stress. Every thing causes stress. Every situation causes stress. Every thought causes stress. That is our life. How to fight this stress? Most of us feel less stressed when we go out in the outdoors, in the glory of nature. Watching flying birds, flowing water, lovely flowers, animals moving around in the jungles, and all such situations help us get relaxed and fight stress. Can screensavers that carry these images fight stress? They can if the pictures are life like and lovely. Why does anything that …

Ecommerce: Stress Reduction

Certainly it’s important to plan and prepare for an online marketplace. It’s important to learn what you can about Search Engine Optimization (SEO) techniques, traffic building, ezine publishing, RSS, blogging, PPC and other marketing methods. The point of balance in ecommerce is there doesn’t need to be an incredible amount of stress associated with the development of an online store. It is possible to locate a one-stop ecommerce solution that can get you started on the right path. This can provide you with the opportunity to get your idea moving forward while learning more about the world of ecommerce. If you had to know every facet of ecommerce in order to become an online business professional there would be very few online businesses available. The very act of online marketing is ever changing and rarely static. It is possible to find an online resource that can assist you with developing …

Driving Away Stress

It’s the morning rush hour, and your blood has reached the boiling point. You have exactly five minutes to get to work and you discover a major traffic tie-up along the freeway. You see the orange pylons and suddenly realize that you are stuck in a construction zone. The stress of being late for work seems overwhelming. Or, perhaps it’s 5:30 p.m. and you’re rushing to pick your four-year-old up from day care. A car suddenly veers in front of you and you have to slam on the brakes. You barely avoid an accident. Again, your stress level is rising and you’re finding it difficult to cope. In today’s world, driving is a major cause of stress. Many of us spend countless hours stuck in traffic jams. There seem to be more cars on the road than ever before. In many American cities, traffic problems are a major public safety …

Don’t Stress It

Did you know that stress can make you sick? I mean physically sick, not mentally sick. Most of the time when we are stressed, we say things like “I’m sick and tired” and that could be a lot truer than we think. When the body undergoes stress, your immune system begins to drop and the body becomes more open to germs leading to unwanted illnesses. Have you ever wondered why so many high school and college students often have a cold or the flu around midterm and finals time? Maybe you have noticed that many of your co-workers will get sick when there is a really big deadline that needs to be met. Not to worry, and I mean that literally. There are a number of ways that you can avoid stress. As much as we dread or dislike doing this you have to exercise. Working out is one of …

Don’t Let Stress Cause Depression

Traumatic events that make our lives stressful such as the death of a loved one, a failed relationship or maybe the loss of a job can lead to depression. In rare cases, even positive stress can lead to the development of clinical depression such as a move, getting married or even a new job. There are times when we all must struggle with very painful situations in our lives. The level of stress that might cause depression really does vary for each individual. Some people can handle an enormous amount of stress and there are others that sink into depression at the first sign of trouble. The best way to prevent stress from developing into depression is to take care of it before it gets out of control. Stress is everywhere and it is probably not practical to actually reduce the stressful situations that are causing the problem, But it …

Cure for Modern Day Stresses

Yoga is a 3,000-year-old, Hindu discipline of mind and body that became known in Western society with the hippie generation of the Sixties and early Seventies. Its image as a mystic practice is disappearing as fast as the stressful aspects of the Eighties are appearing. As an effective method of stress management, yoga is spreading into the business world, the helping professions, nursing and old age homes, and is used in the treatment of alcoholics, hyperactive children and youngsters with learning disabilities. Yoga centers are getting stiff competition from adult education classes of community colleges, boards of education and parks and recreation departments. The meaning of yoga is union of the body, mind and spirit with truth. There are many kinds of yoga to study, and there can be endless years of practice for the willing student. Hatha Yoga is among the most popular forms in the west. It emphasizes …

Crewed Motor Yachts – Sail The Seven Seas Without Stress

Crewed motor yachts are yachts that you charter for a vacation without needing to have any sailing experience. With the crewed charters, you don’t have to do any work in handling the yacht or navigating the waters of the location you choose. You can choose to have a luxury charter where you have exquisite surroundings and meals prepared by a chef. Waiters bring you drinks and the members of the crew will provide instructions for water sports if you need any. Crewed motor yachts range in size from yachts that can only take 2 passengers to ones that can take up to 12 or more. A crewed motor yacht charter is an excellent choice for a family vacation. Children are welcome on these yacht charters, but none of the crew will be assigned to looking after them, even with luxury motor yacht charter. Parents are expected to keep the children …

Credit card debt and stress

The relationship between stress and credit card debt is a very close and, unfortunately, widespread one. A Public Interest Research Group and Consumer Federation of America analysis of accurate Federal Reserve reveals some astounding figures: the average household has debt ranging between $10,000 to $12,000 and the average number of credit cards is nine. Such statistics are representative for several other countries, besides the US, such as the UK, Canada or Australia. The convenience of using credit cards is the same everywhere, and the psychology of the human society is relatively identical. We all want to own more than we can afford and, at the moment we reach a certain social status or level, we aim for the next and so on. This “race” also has its victims – and they are numerous. Credit card debt is a very frequent problem and many therapists and medical staff have to attribute …

Courses For Learning Ways To Control Stress

The dream of each person is to become at peace and happy when things are going right in our lives. Reality is that when the tables are turned, it is true the picture becomes totally different and the changes and hardships can break a person’s spirit. One of the hurdles can be the presence of good and bad stress. Bad stress needs to be taken care of right away before it causes the life to also be affected and become unhappy. The key to stress is learning how to deal with it. These courses that teach you how to manage it are there to show you how coping is the way to succeed. Stress is not selective in the time it comes, how it comes, or who it comes to. No one is immune to it. Stress management courses can show anyone who is plagued by stress how to begin …

Cortisol — The Stress Hormone

Stress affects health in many ways, unfortunately none of them affects well-being in a good way. Many health specialists claim, as normal human experience would confirm, that stress and depression can have negative effects on physical health. In the long run, persons under high stress can develop eating disorders and sleep disturbances. These conditions could also possibly lead to decreased physical energy, chronic pain, and sexual dysfunction. Physical illnesses are almost always present whenever a person is under extremely stressful conditions. Even the body’s internal processes respond to external difficulties experienced by a person. During stressful situations, the adrenal glands inside the body release a substance called cortisol. Cortisol is a natural steroid hormone that science experts refer to as the “stress hormone.” It is known as the“stress hormone” because large amounts of this substance are released whenever a person feels stressed out. It is an important hormone in the …

Coping with Stress working at home.

So what is working at home, and coping with stress, really all about? The following reports includes some fascinating information about working at home, and stress –info you can use not just the old stuff they used to tell you. Most of us have been stressed working at home at some point. Aside from the stress of having to find new clients and new jobs, we often encounter stress because jobs come in mad, occasional bursts. Some days our to do list is almost empty, and the following days it seems like we can hardly keep up. Deadlines can be overwhelming, and when one is affected, effectiveness plunges. The brain is no longer focused on creativity and action. When stress level stack up, here what to do. First, reduce stress by… Stopping. Sounds a bit basic, and it’s really hard to do, just stop. Stress can cause health problems or …

Coping With Stress in The Workplace

Stress at most jobs is unavoidable. It could be caused by a boss who is very demanding, or a coworker who doesn’t pull his or her weight. Or maybe you have a typically stressful position, such as medicine or law. While some stress on the job can drive you to succeed and be healthy, too much can be very bad. It can cause many health problems and be detrimental. Because of this, it is important that learn effective stress management techniques for the job. While many stress-inducing factors may be out of your control, like dealing with you boss, there are ways to cope that could save your life. The average number of hours of work has gone up eight percent in one generation—to 47 hours a week. One out of five Americans work as much as 49 hours a week. This can be a great source of stress, not …

Coping with stress and anxiety among teens

Most people see the beginning of life once a baby is born. The process of human development slowly unfolds when that infant grows into a cute little toddler — “learning the ropes” of speech, walking, eating, and playing. Parents, naturally, add Band-Aid and disinfectants to their grocery list as their children begin to take a more daring, active role at home and in play school. After a few years, that baby is expected to be ready for school. As any parent would say, time flies so fast and before they know it — the little kid they used to take and fetch from the community kindergarten is now a young man or young lady in high school. In high school, these young people experience new things. They discover new emotions and ways of thinking. Naturally, they have to endure the awkward situation of no longer being kids yet still far …